For most debts that are created after a couple has separated, there is not joint responsibility. I’m responsible for the new debt that I create after the separation and you are responsible for the new debt that you create after separation. You can take comfort in the fact that no matter how many new bills Iâ€™m racking up, you donâ€™t have any responsibility for them.
Now, that doesn’t say that you and I aren’t going to continue to share responsibility for certain debts that we had during the marriage. For example, the $10,000 credit card bill that we had when we separated or the existing loan on a car that you and I have been driving during the marriage. But as far as new debt is concerned, yours is yours and what is mine is mine.
John Harding is the principal of the law firm of Harding & Associates in Northern California. He practices family law litigation and divorce mediation exclusively. You can view his firm profile here, and visit his website here.