The Top Three Big Divorce Expenses

By: Samantha Donaldson
May 03, 2017

Learn and Prepare for Your Divorce Expenses

Getting married can be one of the most magical experiences a person ever has. However, sometimes an “I do” simply turns into an “I don’t” and, in those trying times, the world can seem as though it’s been flipped upside down entirely, with a long list of divorce expenses.

Although a divorce may seem like something no one truly has a grip on, there are actually plenty of ways to prepare for the big expenses ahead of you and be ready to take them on when they arrive. However, the best way to be prepared for a divorce is simply by knowing what these expenses ahead of you are, and how much they actually cost in the long run. From there, you can enter the single world in a much better place, without winding up broke in the process.

Divorce Litigation or Mediation Expenses

Although litigation is actually a far more common approach with divorce, mediation may be a far cheaper and more effective way to handle the situation. During a litigation, two attorneys are paid to negotiate, and possibly go to trial, in order to defend the personal belongings each party feels they are entitled to. However, in a mediation, a neutral third party works through decisions with the couple to come to an agreement.

The main reason for mediation being a wonderful alternative to the traditional method of litigation is simply the drastic reduction of costs which come into play. An average litigation could cost up to $50,000 whereas a mediation only tends to cost a few thousand in comparison. If you and your ex are on speaking terms and can talk through your possessions in a calm and collected manner, then mediation is a wonderful way to avoid those initial divorce costs and leave the relationship on a positive and financially stable note.

Child Care Expenses 

Although this does not apply to all individuals getting divorced, those who do have children tend to face far more divorce expenses both during and after the divorce process. In fact, whether you choose 50/50 custody, decide you either want to raise them on your own, or to not raise them at all, the divorce expenses during the case and afterwards the case can be crushing. For instance, with a 50/50 custody, you will have to pick up the child from wherever your ex chooses to live after the divorce and then take care of them for half of the year on your own. For self-employed or telecommuting individuals, this can be a pain as it means their work area is now a play area. Similarly, for individuals which work in the office, this means that day care must be provided which can cost hundreds of dollars a month depending on the city and age of the child.

Similarly, if you choose to be the primary guardian, these financial issues become permanent fixtures in your life, making you a single parent with very little money to show for it. As a single parent, you will be forced to either make enough money to pay for daycare and other child-related expenses or find alternatives through the help of the government and other aid programs. Although you will receive child support from your ex, this can still be a very difficult battle to fight, and many single parents find themselves walking on a very thin tightrope above a sea of financial instability.

Lastly, if you choose to be the secondary guardian, you will ultimately face outrageous child support expenses and the outcome of not paying these fees is jail time. In 2007, according to the U.S. Census Bureau, the average monthly child support cost was around $445 which, to anyone, is quite a bit of money lost. Although taking care of your children is important, these fees could possibly mean a relocation, or even finding a different job — which is not always the right decision to make. With children already facing the psychological problems a divorce tends to have, this negativity between parents over expenses and custody is far from acceptable.

Divorce Expenses with Work and Travel

With telecommuting and self employment becoming so popular, this expense is important to touch on. Although you may not work in the office every day, travel may be something your job entails. In the past, you may have been able to do this as your spouse was either able to watch the children or you had the financial padding their job may have provided to keep you afloat, even with travel expenses in mind.

In fact, although some jobs cover travelling fees, many telecommuting and self-employment opportunities do not — but the travelling aspect is still essential to the progress of either your place in the company or the company you created itself to spread the word of the company you are marketing. In these situations, you must understand and be fully prepared for the financial instability you will more than likely face after divorce, and learn how to keep track of your travelling expenses to counteract this.

For instance, if you telecommute, you may be able to deduct these annual travelling expenses when completing your taxes. If you filed for an extension, and you travelled at any period during this year, you may be able to deduct these expenses by proving that they were business-related. Similarly, you may also be able to deduct your mileage rates as well, and this simple deduction could save you quite a bit in return.

Although this may not be news to you, these simple deductions, combined with your decisions regarding child care, and whether you prefer litigation or mediation, could ultimately help you to smoothly pass through the divorce without busting your wallet in the process.

In the end, money isn’t everything, but a divorce and divorce expenses tends to focus on just that. By looking at the alternatives to these costly aspects of your divorce, you can focus the event on more important things, like learning to love again, and ensuring your children are okay as opposed to the typical resentment and depression that come along with this decision. After all, divorce is simply a transition into a better and less stressful life, whether it appears that way at the time or not. The choices you make could actually help you to set yourself free again to love and live once more.


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