Can I force my spouse to get life insurance because he pays child support?

My spouse is to pay me spousal and child support and I’m wondering if I can force him to get life insurance or disability insurance just in case something happens to him?

By Kathryn Freed-Collier
October 16, 2013

Kathryn Freed-Collier, a family lawyer in Frederick, answers:

You cannot force your spouse to get life insurance; however, it can be part of a Marital Separation Agreement, as part of the terms of settlement. The beauty of an agreement is that many issues that cannot be solved in formal court hearings can be solved by the people, themselves. Life insurance is a good example of why it is always better to settle than to litigate. It is common to include life insurance, as part of the settlement. This can include language that the life insurance is to benefit your child, or yourself, or both.

An example of this is:

Each parent will maintain life insurance for no less than $250,000.00 for the benefit of the minor child, until at least the year 2014.

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October 16, 2013

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