Credit reporting, which is your credit reputation in print, is much different than bookkeeping, and each has a much different purpose. Bookkeeping tracks how much is owed on one account, and when it will be resolved. When it is resolved the ‘book’ is closed. Credit reporting tracks payment behavior, and shows multiple credit accounts. Payments […]
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There are many actions which can damage your credit score, often prolonging your inability to get credit approval, job acceptance, and insurance.