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Frequently Asked Questions About Divorce

"I am overwhelmed with debt and bills from my divorce. What can I do?"

Credit expert Gerri Detweiler answers: "Life after divorce can be stressful, with trying to adjust to your new life without your ex, and perhaps helping your children adjust as well. Getting a handle on your bills may seem like just another item on your overwhelming "To Do" list. But putting it off can lead to sleepless nights and expensive mistakes.

You have no doubt heard the adage, "How do you eat an elephant -- one bite at a time." This problem is also one you can tackle one bite at a time.

Step #1 -

Get Organized:
Create a space for taking care of your bills and financial documents... "

"If your ex-spouse fails to pay for debts he/she acquired while you were married, can his/her creditors come after you for payment?"

Divorce lawyer Steve Mindel answers: "Virtually all debts acquired while married by either spouse are deemed community-property debts, so a creditor can seek payment from either spouse for the entire amount of the debt.

People find themselves in this frustrating predicament all the time when they receive letters or phone calls from creditors after their ex-spouses fail to pay debts. The innocent and non-suspecting spouses' credit becomes severely damaged, and they find themselves awash in an endless sea of paperwork. They try to settle the dispute but generally end up paying a large amount of money to the creditor with no hope of recovery from the deadbeat ex-spouses..."

"My husband will not see a marriage counselor, and he's verbally abusive toward the children and me. I want to make sure we're safe, financially and emotionally, should divorce become our only option. What steps should I be taking now?"

Family lawyer Steven A. Mindel answers: "It sounds like you are at the beginning stages of determining whether or not your marriage is worth salvaging, or if it is better for you to move on. You are correct in that the most important issue to your children and to you is your safety, both physically and financially. In order to prepare yourself in the event of the dissolution of your marriage, it is important that you immediately take steps to surround yourself with the necessary professionals who can help guide you through this process. At a minimum, you will need an attorney and a good mental-health professional.

Searching the divorce/separation websites and reading books may be useful to you in helping you to focus on your issues, but a qualified divorce attorney will be able to summarize your situation for you quickly and efficiently..."

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